Stick to the budget by reviewing it regularly, adjusting as needed, and avoiding impulsive purchases. Budgeting apps can help make this process easier, offering reminders and keeping you on track.
- Build an Emergency Fund
Life is full of unexpected events—whether it’s a sudden medical bill, a car repair, or losing a job. That’s why building an emergency fund is crucial. Financial experts typically recommend saving at least three to six months’ worth of living expenses in an easily accessible account.